What is a 4-Point Inspection?
A 4-Point Inspection only covers four main areas of the home:
- Electrical Wiring & Panels
- Plumbing Connections & Fixtures
- HVAC (Heating, Ventilation, & Air Conditioning)
- Roof
Why would I need a 4-Point Inspection?
Insurance companies are becoming more reluctant to provide home owner’s insurance for properties 25 years or older. This is because the four major component included in this inspection are usually approaching or beyond their intended life expectancy. Should one of these areas become an issue to the home owner, the insurance company could be liable to cover a portion or all of the replacement value and damage caused by whatever failure occurred. To protect yourself from either not being able to obtain a home owner’s policy, or possibly being denied a claim, you need a 4-Point Inspection.
Will I get a physical report that I can then submit to the insurance company?
Yes, you will definitely receive a physical report! Home Inspections Near Me will always provide you with an online, printable report that you can then use in shopping for the Home Owner’s Policy that is right for you!
How much does a 4-point Inspection Cost?
A 4-point inspection starts at $125 for homes under 2500 square feet and increases based on size and amenities (i.e. Detached garages, Mother-In-Law suites, Duplexes, etc.)