Do I need a Complete Pre-Purchase Inspection (Buyer’s Inspection)?
You may, depending on the home’s characteristics (age, construction type, location, etc.) and your intended purpose with the property. Remember, a 4-Point Inspection is limited in its scope to just the four areas listed above. For example, in comparison to a Complete Pre-Purchase Inspection of anywhere from 25-75 or more pages (including photographs), the 4-Point may only be 10-15 pages or fewer with limited photos. If you have any questions or need direction when choosing the Inspection Service that is right for your situation, please contact me!
Will I get a physical report that I can then submit to the insurance company?
Yes, you will definitely receive a physical report! Home Inspections Near Me will always provide you with an online, printable report that you can then use in shopping for the Home Owner’s Policy that is right for you!
Why would I need a 4-Point Inspection?
Insurance companies are becoming more reluctant to provide home owner’s insurance for properties 25 years or older. This is because the four major component included in this inspection are usually approaching or beyond their intended life expectancy. Should one of these areas become an issue to the home owner, the insurance company could be liable to cover a portion or all of the replacement value and damage caused by whatever failure occurred. To protect yourself from either not being able to obtain a home owner’s policy, or possibly being denied a claim, you need a 4-Point Inspection.
What is a 4-Point Inspection?
A 4-Point Inspection only covers four main areas of the home:
- Electrical Wiring & Panels
- Plumbing Connections & Fixtures
- HVAC (Heating, Ventilation, & Air Conditioning)